These accounts are intended for longer term savings of organisations and businesses.

When you borrow from us, the proportion of the loan covered by your Shares determines the interest rate we charge on the loan. More details on the Borrowing menu

When you do not have a loan outstanding, you can withdraw your Shares at any time.

When you have borrowed from us, your shares are held as security against the loan. You may withdraw Shares paid in after the loan was issued, if you wish. And, when the loan balance is less than the Shares, take out the difference.

These accounts are intended for short term savings of organisations or businesses who may wish to withdraw at any time.

You can withdraw from your Business Trading Account at any time.

We can pay your bills by BACS from this account.